If you have been injured in a truck accident in Massachusetts, a Massachusetts truck accident lawyer will be able to give you excellent advice. Most people who are injured in these accidents do have questions about the compensation they can receive for their injuries, how to submit a claim and the process involved. The first thing you should do if you are involved in an accident with one of those large trucks is to seek medical attention and contact the police so that there will be a record of the accident.
You do need the advice of a Massachusetts truck accident lawyer because in this state, the first $2,000 of medical bills is covered by the insurance of the car you are driving. Therefore it is imperative that you also contact your own insurance company when you are involved in an accident. This is because this state has “no-fault” insurance. When the medical bills exceed that amount, then the insurance of the truck driver or the trucking company that employs him/her is responsible for the amount over $2,000.
If the injuries you sustain in the truck accident prevent you from going to work, you can claim for recovery of lost wages. A Massachusetts truck accident lawyer can help you with this process because there are conditions that apply. You can only recover up to 75% of the wages provided you did not receive any pay during the time you were off work and your medical bills exceed the $8,000 limit of your private health care. In Massachusetts, if you have private health care, it is expected to pay for medical bills up to $8,000.
In the case of a truck accident where the other driver is negligent, you may be entitled to claim for compensation for pain and suffering. This is called a “bodily injury claim” and the Massachusetts truck accident lawyers have the expertise you need to help you get the money you deserve. However, in Massachusetts, you can only submit a claim for general damages if the accident results in death, medical expenses over $2,000 or a permanent disability or disfigurement.
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