If you have a car accident in New Jersey, you have to understand how the laws of this state work when it comes to receiving compensation for injury and damages to your vehicle. You need to consult with an auto accident lawyer to get legal advice as to how you should proceed with suing for damages incurred in a New Jersey car accident. This state has no fault insurance when it comes to New Jersey car accidents so you do need to know how to deal with the insurance company of the other driver.
With no fault insurance each driver involved in a New Jersey car accident has to submit a claim to his/her own insurance company for the damages. However, this only covers expenses up to the amount of your liability and if your expenses from the New Jersey car accident rise above this amount, then you have to sue the other driver’s insurance to recoup your losses. The only way to do this effectively is to have an experienced auto accident lawyer to handle the New Jersey car accident for you.
It is hard to try to recover from a New Jersey car accident and deal with insurance companies at the same time. When you add in the fact that you are probably off work, do not have an income and have to pay medical bills, the stress associated with this makes it even harder to recover from a New Jersey car accident. Having a competent lawyer working for you building a case regarding the New Jersey car accident gives you some peace of mind.
There are no upfront fees associated with contacting a lawyer after you have been involved in a New Jersey car accident when you are not at fault and you are seeking compensation. The first consultation is free and at this time the lawyer assesses your claim and will advise you whether or not you actually have a case for compensation in a New Jersey car accident. Then the lawyer will investigate the accident, interview witnesses, collect medical reports from your doctor and determine a suitable amount of compensation that your are entitled to. He/She will present this to the insurance company of the other driver involved in the New Jersey car accident. Most of the time these New Jersey car accident cases are settled out of court.
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