The Workers Compensation Commission is the Connecticut state agency that administers the laws of the State of Connecticut that relate to employee benefits when they are the victim of a work site injury or illness. Workers compensation benefits include both reimbursement for a portion of lost wages and payments for medical expenses. Most workers do not have the resources available to miss more than a few days work without it being a real financial hardship to them and their families. In addition, adding the cost of medical treatments for the injury or job related illness could be absolutely prohibitive to the worker. Not only are workers compensation benefits comprehensive, they are to be paid in a timely manner.
Benefits for injured workers can take any of several forms. For example, the injured worker may receive medical care for an illness or accident incurred while on the job or work site. The benefits for injuries can be either temporary or permanent. Of course, payment for medical expenses is a given, at least for a certain period of time which varies from state to state. In Connecticut, the employer will choose the initial attending physician., If further care is needed the worker has the option of being treated by the regular physician. In either case, the costs of the treatment by medical personnel is reimbursed by the insurance company.
If the employee is judged to be unable to return to work temporarily due to the nature and severity of the injury or illness, the payment of Temporary Total Disability benefits is initiated. Another status is that of Light Duty used when the health of the worker has improved to a level where they can return to work with certain physical restrictions placed upon their work. In this instance, benefits are reduced proportionately with the amount of salary or wages which the worker has earned. Medical expenses continue to be paid by the insurance company on behalf of the employer.
Most of the injury cases that are processed by Connecticut's Workers Compensation Commission are resolved through the routine payments of expenses and benefits. In addition, there are both informal and formal hearings available if the employee or the employer choose to fight the rulings determined in the particular incident. There is also an appeal process in place with hearings by the Workers Compensation Commission's Compensation Review Board.
In Connecticut, the original workers compensation law was enacted in 1913 and has undergone numerous chances since that day in order to keep the laws and statutes current and up to date. The main focus though, has always been to provide for the wage replacement and other benefits, such as medical treatment for workers who are injured on the job.
In its current form, the Connecticut Workers Compensation Commission administers the payment system, adjudicates disputes, such as those about the level of disability and the amount of the benefits granted. There are administrative districts, eight in all, located throughout the State to provide closer geographical assistance to employers and employees.
In addition to administrative duties related to the benefits and hearings, the Workers Compensation Commission maintains educational programs that are available to the public via telephone and on the web site.
The Safety and Health Services agency associated with the Commission helps to ensure that best practices are followed by employers and employees in maintaining a safe and secure work environment. As technology changes and work sites become more sophisticated, dangers arise in different areas. Staying abreast of these dangers and taking steps to educate and inform both employers and employees helps to continue the downward trend in workplace accidents that is the goal of all.
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